Citi Strata Elite Card: Unlock smarter, extra rewarding journey

If you desire a bank card that makes your journey really feel like a first-class expertise, then the Citi Strata Elite℠ Card (see charges and charges) delivers. From airport lounge advantages to resort perks, this card is designed to raise each the best way you journey and the best way you arrive.

With almost $1,500 in annual worth, the Citi Strata Elite Card combines elevated journey advantages and powerful incomes energy with lounge entry, resort perks and World Legend Mastercard experiences.

Whether you are flying throughout the nation to see household or heading overseas for a once-in-a-lifetime journey, the Citi Strata Elite Card offers you the entry and rewards to make premium journey extra attainable. Think of it as your key to premium journey.

Travel perks that elevate your journey

When you select a premium journey card, it ought to ship tangible consolation and worth once you depart residence. The Citi Strata Elite Card was constructed with that in thoughts, providing advantages that make your airport and resort experiences smoother, smarter and extra rewarding.

“Travel is one of the most meaningful ways people invest their time and money,” says Pam Habner, head of branded playing cards and lending at Citi. “With the Citi Strata Elite Card, we focused on creating a card that delivers lasting value and rewards that keep working long after the trip. Our goal is to give cardmembers the confidence that their card will meet them at the level of every journey.”

Worldwide lounge entry

It’s no secret that airport lounges set the tone to your journey. They provide elevated areas, premium meals and drinks, and a second to recharge earlier than boarding. With the Citi Strata Elite Card, you may obtain:

• Four American Airlines Admirals Club® Citi Strata Elite passes annually ($300-plus in annual worth), supplying you with entry to just about 50 lounges worldwide
• A complimentary Priority Pass Select™ membership ($469 in annual worth) for you, your approved customers and as much as two friends, unlocking greater than 1,500 lounges across the globe (be aware: some areas limit visitor entry)

Together, these advantages imply you possibly can chill out, recharge and benefit from the journey earlier than you board your subsequent flight.

Premium resort stays

Your Citi Strata Elite Card additionally makes resort stays extra rewarding with:

• The Reserve by Citi Travel®: Access 4 1/2- and 5-star properties with perks like daily breakfast for two; a $100 experience credit (credit varies by property); complimentary Wi-Fi; and room upgrades, early check-in and late checkout (when available) when you select the Reserve rate when booking through the Citi Travel portal.
• Up to $300 annual hotel benefit: Each year, get up to $300 off a two-night (or longer) hotel stay booked through the Citi Travel portal.

The Reserve by Citi Travel brings upscale touches to your stay, while the annual hotel benefit adds meaningful savings that make your Citi Travel booking more rewarding.

American Airlines benefits

Citi ThankYou® Rewards is the only major transferable points program that allows you to transfer points to American Airlines AAdvantage® miles, which TPG readers named the Best U.S. Airline Loyalty Program at the 2024 TPG Awards.

Your everyday spending on the card will earn you ThankYou Rewards points. If you transfer your ThankYou Rewards points to the American Airlines AAdvantage program on a 1:1 basis, AAdvantage miles can be used for:

• Award flights across American Airlines and its oneworld partners
• Upgrades and extras that make flying more comfortable

For example, I redeemed 70,000 AAdvantage miles for a Qatar Airways Qsuite flight from Colombo, Sri Lanka, to Houston (via Doha) last year. My out-of-pocket cost was just $174 for the taxes and fees, an excellent deal for one of the world’s top business-class products.

With the Citi Strata Elite Card, you could use your Citi ThankYou Rewards points in a similar way, unlocking a premium experience for a fraction of the price.

And right now, new applicants for the Citi Strata Elite Card can earn 100,000 bonus points after spending $6,000 in the first three months from account opening.

Accelerated earning opportunities

With the Citi Strata Elite Card, you’ll earn points faster where it matters most:

• 12 points per dollar spent on hotels, car rentals and attractions booked through the Citi Travel portal
• 6 points per dollar spent on flights booked through the Citi Travel portal
• 6 points per dollar spent at restaurants (including delivery) every Friday and Saturday from 6 p.m. to 6 a.m. Eastern time (3 points per dollar spent on these purchases at other times)
• 1.5 points per dollar spent on all other purchases, including everyday spending

This structure ensures you’re rewarded whether you’re booking a trip or treating yourself to a great meal.

Insider access to dining and entertainment

From dining to concerts and sporting events, the Citi Strata Elite Card opens doors that turn everyday outings into extraordinary experiences.

With the Citi Entertainment® program, you’ll receive access to purchase presale tickets and VIP experiences for music, sports and cultural events, giving you the chance to see top performers from some of the best seats in the house.

Additionally, as a Citi Strata Elite Card holder, you’ll enjoy Mastercard’s top tier of World Legend perks:

• Premium access to concerts, theater performances and sporting events
• Priority reservations at in-demand restaurants worldwide
• Curated global dining and travel experiences

Bottom line

The Citi Strata Elite Card is more than just another premium travel card. With nearly $1,500 in annual value, it delivers lounge benefits, hotel perks and amazing rewards.

If you’re a frequent traveler, especially with American Airlines, this card can help unlock bucket-list trips and transform your everyday purchases into premium experiences.

To learn more, read our full review of the Citi Strata Elite Card.

Apply here for the Citi Strata Elite Card and earn 100,000 bonus factors after spending $6,000 within the first three months of account opening.