The Embedded and Autonomous Finance Infrastructure for Journey

Unlike generic fintechs retrofitted for tourism, HotelRunner Ruby is travel-native: unifying bookings, funds, and compliance in actual time. Alongside tackling long-standing settlement delays and frictions, Ruby delivers quicker, extra clear, and regulation-ready fee flows, reshaping the monetary spine of world journey commerce. More than settlement, that is only the start of a roadmap reworking how international journey strikes cash.

Built on the HotelRunner platform, Ruby goes far past standard cross-border fee options. With full visibility and management over your complete reservation lifecycle—from reserving creation to in-stay updates, it synchronizes and reconciles each monetary transaction between journey companies and lodging companions in actual time, delivering unmatched accuracy, automation, and belief.

As journey turns into more and more international and complicated, its monetary wants have outgrown generic options. Cross-border flows, multi-currency transactions, real-time settlements, and industry-specific rules require infrastructure that’s native to journey, not retrofitted from conventional finance. Ruby embodies this evolution, an end-to-end monetary layer embedded instantly within the B2B journey expertise. Payments and settlement companions distributed globally energy Ruby’s issuing and processing capabilities. With Ruby, a journey company in Germany can immediately and autonomously pay a lodge in Thailand in native foreign money, all via a single, clever, and compliant platform constructed to maneuver the journey economic system ahead.

Ruby represents a leap ahead for the worldwide journey economic system. We perceive the ache factors of companies, accommodations, and suppliers as a result of we’ve been constructing alongside them for over a decade. Ruby is our reply—a monetary infrastructure engineered to speed up development, remove inefficiencies, and future-proof the {industry}’s cash motion. Rıza Kaynak, Director of Demand Partnerships at HotelRunner

HotelRunner not too long ago introduced a world strategic partnership with Visa to ship seamless, end-to-end monetary infrastructure for the journey {industry}. At the center of the worldwide alliances, Ruby serves because the connective layer uniting HotelRunner’s ecosystem of companions, establishing the inspiration for a brand new period of embedded finance in journey.

The infrastructure integrates coverage and compliance intelligence, together with KYC administration, making certain each transaction meets international requirements with precision. Beyond compliance, Ruby redefines journey finance—eliminating friction, automating oversight, and creating whole transparency throughout each movement of cash. By uniting knowledge, compliance, and funds in a single autonomous system, Ruby goals to turn into the monetary working layer of the worldwide journey economic system, powering billions in seamless transactions yearly.

With its early-adopter ecosystem of journey companies and over 10,000 pre-enrolled lodging throughout key development markets, together with Europe, the Middle East, and Asia—Ruby is focusing on to course of greater than USD 4 billion in transactions yearly, serving to international locations with bold tourism objectives seize a bigger share of world journey demand. Ruby will proceed to roll out new buying, issuing, and settlement partnerships, and collaborations with the finance {industry}, increasing its attain and capabilities globally, providing a powerful and widespread monetary community for the worldwide journey economic system.

About HotelRunner

HotelRunner is a world journey and hospitality expertise platform constructing the digital and monetary infrastructure of the journey {industry}. Its built-in options in operations, gross sales, connectivity, and income administration assist 1000’s of lodging and journey companies develop profitably and function with data-driven precision. Through AI, automation, and embedded finance, HotelRunner is redefining how journey companies join, transact, and scale worldwide.

HotelRunner is a Visa Preferred Strategic Partner, Booking.com Premier Connectivity Partner and Best Overall Performing Partner, Expedia Group Preferred Connectivity Partner, Airbnb Preferred Software Partner, Agoda Strategic Partner, Oracle, Hotelbeds, trivago, and Google Hotel Ads strategic associate.

For extra about HotelRunner, go to the website.

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