Frugal influencers share high money-saving suggestions for 2026 — however critics clap again: ‘You cannot funds your self out of poverty’

They’re not shopping for this “no buy” recommendation.

A slew of TikTok influencers are sharing their greatest money-saving strategies for the New Year — however critics say chopping again on indulgences received’t make you a millionaire.

Rach, a content material creator who shares movies about her “frugal” life-style, went viral this week together with her recommendation on “how to cut back realistically in 2026.”

“This year, if you want to save money, you need to live incredibly below your means,” she asserted. “I’m talking survival mode.”

Rach advised her followers to cease ordering DoorDash meals, getting dear press-on nails, and spending on costly NFL tickets.

For those that weren’t prepared to utterly cease spending, the money-minded TikTokker mentioned modifications additionally make a distinction to the underside line.

For occasion, for those who nonetheless need to exit for dinner, Rach suggested, skip dessert and go for water because the drink to decrease total spend.

However, her recommendation was questioned by some viewers, together with one who wrote: “You can’t budget your way out of poverty. The solution, sadly, is to increase your income. That’s it.”

“I agree,” one other viewer responded. “Budgeting is important. But we can’t budget ourselves to death.”

Conversely, a lot of Rach’s TikTok followers mentioned they’d had success by chopping out indulgences.

“I thought I was broke till I stopped buying so much stuff I didn’t need!” one cheered. “Trust me, it adds up and it makes you realize you can save. I’m very cheap right now and I dont care! Having money is so important right now, especially in this economy.”

Another claimed they spent a staggering $30,000 much less in 2025 than they did in 2024 just by chopping out all pointless bills.

Other TikTok customers have additionally attracted consideration with their budgeting recommendation, with a number of sharing their “no spend” lists for 2026.

Gen Z content material creator Zofi, 26, additionally went viral on the platform by sharing the “s–t she’s not spending money on” in the New Year, together with takeaway espresso that prices virtually $8 a pop.

She additionally vowed solely to go grocery purchasing as soon as per week and drop the tier of her gymnasium membership.

Some followers claimed they weren’t prepared to get rid of indulgences, however mentioned Zofi’s video had made them extra conscious about chopping again.

“I make coffee every day but Friday,” one wrote. “I get to buy it as my treat for making it through the week.”

Another agreed, saying: “Tried to do the no coffee thing and found myself getting so frustrated and irritated. Now I have a rule that on Friday mornings, on my way to work, I can stop for a coffee if I’ve brought my own all week. Gives me a goal to stick to,” but in addition lets me have a deal with each infrequently and nonetheless get monetary savings.”