Categories: Travel

The most rewarding airline card you possibly can pack with a passport

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If the Atmos Rewards loyalty program is not in your radar but, it is time to buckle up and concentrate.

Born from the merger of Alaska Airlines and Hawaiian Airlines, this program has quietly develop into one of the vital helpful within the business, with an award chart stuffed with candy spots. And the premium Atmos™ Rewards Summit Visa Infinite® Credit Card is one of the best ways to rack up a lot of these factors rapidly, particularly when you journey internationally.

That’s as a result of, along with an enormous welcome bonus, the Summit card earns a powerful 3 Atmos Rewards factors per greenback on each overseas buy.

That’s not simply eating or journey, however each buy made in a overseas foreign money.

When you are touring overseas, the very last thing you need is to have to determine which card to make use of for every transaction. With the Summit card, it is all you want. Here’s why this single incomes charge makes the cardboard the market chief for worldwide vacationers.

Related: Are all of us (largely) winners? My tackle Alaska’s new unified Atmos Rewards program

Why the overseas purchases incomes charge places this card in a league of its personal

At TPG’s February 2026 valuation of Atmos Rewards factors, incomes 3 factors per greenback on overseas purchases interprets to 4.5 cents of worth per greenback spent overseas. That return exceeds what you’d earn on bonus classes with the most well-liked premium journey playing cards, airline or in any other case.

The fantastic thing about the Summit card is its simplicity. There are not any rotating classes to activate, no cap on bonus earnings and no confusion about service provider codes or time zones. Every overseas transaction earns the identical beneficiant charge, whether or not you are paying for a resort in Tokyo, a practice ticket in Switzerland or groceries in Mexico.

TPG contributing editor Matt Moffitt, who lately relocated to Spain, now makes use of the Summit card for all non-dining purchases. While the American Express® Gold Card nonetheless edges forward in a single single class (eating at 4 factors per greenback at eating places worldwide, on as much as $50,000 in purchases per calendar 12 months, the 1 level per greenback thereafter), Amex acceptance outdoors the U.S. could be inconsistent, one thing Matt does not face with the Summit’s worldwide Visa community.

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ERIC ROSEN/THE POINTS GUY

How the Atmos Summit compares with different premium airline playing cards’ worldwide incomes charges

The Summit card earns:

  • An limitless 3 factors per greenback spent on eligible worldwide eating, Alaska Airlines and Hawaiian Airlines purchases and all overseas transactions; in addition to
  • An limitless 1 level per greenback spent on all different purchases (akin to supermarkets inside the United States).

The card has an annual charge of $395.

Most premium airline playing cards with comparable annual charges provide bonus factors or miles in a restricted variety of choose journey classes and 1 level or mile per greenback on all the pieces else, however none match the Summit’s blanket 3 factors per greenback on overseas purchases:

  • The Citi® / AAdvantage® Globe™ Mastercard® with a $350 annual charge (see charges and charges) earns 3 miles per greenback on eligible American Airlines purchases, however solely 2 miles for eating and simply 1 mile for different overseas purchases.
  • The Delta SkyMiles® Platinum American Express Card with a $350 annual charge (see charges and charges) earns an analogous 3 miles per greenback on Delta purchases and purchases made straight with accommodations, however solely 2 miles for eating at eating places worldwide and simply 1 mile for different eligible purchases like grocery store buying.
  • The United Quest℠ Card with a $350 annual charge (see charges and charges) earns 3 miles per greenback on United purchases, however simply 2 miles per greenback on eating, choose streaming providers and different journey. The card earns 1 mile per greenback on all different purchases.

None of those playing cards comprehensively reward the routine spending that makes up the majority of what vacationers really cost overseas: groceries, transportation, buying and incidental bills. Meanwhile, the Summit card generously and innovatively rewards you for being a global traveler.

MAX SHEN/GETTY IMAGES

Other advantages of the cardboard

The foreign-earnings charge is my favourite characteristic, however the Summit’s broader providing justifies its $395 annual charge for frequent vacationers, whether or not they journey domestically or internationally.

The present limited-time welcome provide delivers critical worth: earn 80,000 bonus Atmos Rewards factors and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days from account opening. Based on our February 2026 valuations, the bonus factors alone are value $1,200.

The Global Companion Award gives a reduction of as much as 25,000 factors (or 100,000 factors after $60,000 in annual spending) on the second passenger’s ticket whenever you ebook two folks touring along with Atmos Rewards factors. Uniquely, it’s legitimate for journey on Alaska Airlines and all of its airline redemption companions, each in and out of doors of the Oneworld alliance, in any cabin — together with Hawaiian Airlines, British Airways, Qantas, Iberia, Icelandair, Korean Air and others. Applicable charges and taxes nonetheless apply.

The card additionally gives a bunch of different journey advantages, together with anniversary standing factors, a pathway to elite standing, lounge and Wi-Fi passes, waived same-day confirmed flight change charge and free checked baggage on Alaska and Hawaiian flights.

SEAN CUDAHY/THE POINTS GUY

You needn’t fly Alaska to get superb worth from Atmos Rewards factors

Even when you’ve by no means set foot on an Alaska Airlines or Hawaiian Airlines flight, Atmos Rewards factors can ship superb worth by means of accomplice redemptions. The program inherited Alaska Airlines Mileage Plan’s award chart, which has lengthy been a favourite amongst factors and miles lovers for its outsize worth on accomplice airways.

The candy spots span nearly each area of the globe. You can ebook an American Airlines flight of as much as 700 miles in size for simply 4,500 factors, or fly Hawaiian Airlines economic system from the West Coast to Hawaii for 10,000 factors.

Looking to cross the Atlantic? Aer Lingus enterprise class to Ireland begins at simply 45,000 factors. For aspirational redemptions, 75,000 factors get you Japan Airlines enterprise class from the West Coast to Tokyo, or Fiji Airways enterprise class to Fiji on the identical factors.

TPG’s Matt Moffitt, for instance, has been redeeming his Atmos Rewards factors from his Summit card for Iberia flights round Europe and American Airlines flights again to the U.S.

Related: I’ve by no means flown Alaska Airlines earlier than — here is why I need their premium bank card

BEN SMITHSON/THE POINTS GUY

Bottom line

Earning 3 Atmos Rewards factors per greenback on each transaction overseas — value 4.5 cents per greenback at present valuations — is unmatched by some other airline card.

If you have not been being attentive to Atmos Rewards, think about this your wake-up name. Combined with an enormous welcome provide, helpful journey perks and one of the vital beneficiant accomplice redemption charts within the business, the Atmos Rewards Summit card is an unbelievable companion to pack together with your passport.

The present welcome provide of 80,000 bonus factors and a 25,000-point Global Companion Award is a limited-time provide, and we do not but know when it can finish.

If worldwide journey is a part of your life, this card must be, too.


Apply right here: Atmos Rewards Summit Visa Infinite Credit Card


Related studying:

For charges and charges of the Delta Platinum Amex, click on right here.


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