Categories: Lifestyle

This Coastal Florida Metropolis Affords the Basic Retirement Life-style — however Here’s What Retirees Ought to Know First

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Key Points

  • While Palm Bay is not located instantly on the Atlantic, it sits on the Indian River Lagoon, a part of the Atlantic Intracoastal Waterway.

  • If they run out of enjoyable issues to do on the Intracoastal Waterway, residents of Palm Bay can simply be on an Atlantic Ocean seashore in 20 to half-hour.

  • The total value of residing in Palm Bay is decrease than each the nationwide and state common.

In the guts of lovely Brevard County, Florida is the town of Palm Bay. It is probably not as well-known as the 2 cities it sits halfway between — Jacksonville and Miami — however it’s a gem.

It’s additionally the perfect spot for a gentle local weather, close by seashores and parks, no state revenue tax, and a variety of housing choices. Perhaps it is pure that Brevard, the county that surrounds Palm Bay, made The Motley Fool’s “The 50 Best Places to Retire in the U.S. in 2026.”

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If you are intrigued, this is extra of what you may discover in Palm Bay.

Image supply: Getty Images.

Cost of residing

There could also be one thing to residing in a barely inland coastal metropolis as a result of the general value of residing in Palm Bay is 4.4% decrease than the nationwide common and seven.3% decrease than the state of Florida’s. The value of groceries is available in slightly below the nationwide common, thanks, partly, to native taxes and laws.

Access to healthcare

It’s no secret that Florida is house to thousands and thousands of retirees, and accessible healthcare is significant in retirement. You can discover a variety of medical providers in Palm Bay and the encircling county, together with the close by Health First Palm Bay Hospital.

In addition, many healthcare suppliers within the Palm Bay space provide packages designed particularly for seniors. These packages concentrate on vital points, corresponding to wellness and preventative care.

Community vibe

Maybe it has one thing to do with being within the South, however Palm Bay is thought for its friendliness. If you are excited about branching out, it will not take you lengthy to seek out your group.

The large meetup spot on the town is the Greater Palm Bay Senior and Activity Center, which gives the whole lot from health courses to video games like bunco, dominoes, and cornhole, in addition to line dancing. It’s additionally the spot for normal bingo video games. If you are excited about journey, the middle gives totally deliberate day journeys, land excursions, and cruises.

Another benefit of residing in a state wealthy with retirees is the variety of lifelong studying alternatives obtainable. You can reap the benefits of numerous academic packages at native schools or attend one of many many workshops and lectures provided at close by cultural establishments and libraries.

The level is, there’s one thing for just about each retiree on the town.

Ways to have enjoyable

If you are into water enjoyable, you could fall in love with Palm Bay’s location. The metropolis itself is located alongside the Indian River Lagoon, a part of the Atlantic Intracoastal Waterway. It’s separated from direct entry to the Atlantic Ocean solely by a slender barrier island. However, Atlantic seashores are minutes away.

With entry to the Intracoastal Waterway and Indian River Lagoon, you possibly can fish for bass and bluegill. Or if you happen to favor, you possibly can take a guided offshore tour in quest of sport fish. Here’s a pattern of different enjoyable actions obtainable to Palm Bay residents:

  • Visit the 130-acre, ADA-accessible Turkey Creek Sanctuary, the place you possibly can spot manatees, otters, alligators, and different animals, or spend a day hen searching.
  • Spend time on the Kennedy Space Center, lower than an hour away on Merritt Island.
  • Enjoy time on the Brevard Zoo in close by Melbourne.

If Palm Bay sounds good however would not fairly match the invoice, take a look at The Motley Fool’s “Best Places to Retire in the South in 2026.”

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The Motley Fool has a disclosure policy.


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