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Get probably the most out of your solo journey funds whereas prioritizing security.
AFP by way of Getty Images
So you’ve been scrolling through solo travel content, daydreaming about finally booking that trip — but your bank account and your mom’s worried texts keep holding you back. Fair. But here’s the thing: solo travel doesn’t have to wreck your budget or put you in sketchy situations. You just need a game plan.
According to Hostelworld’s 2025 State of Solo Travel Report, 33% of solo travelers cite budget as a concern. You’re not alone in that worry. But 63% of first-time solo travelers plan to do it again — which tells you something about how worth it the experience actually is once you take the leap.
Not all destinations hit your budget the same way. Spain and Portugal ranked first and second for both safety and best value in Hostelworld’s 2025 report, making them strong picks for a first solo trip. Look for places with reliable public transit, hostels and walkable city centers — that infrastructure makes navigating alone way easier.
Before you book anything, check the Global Peace Index or travel advisories for your destination. And consider countries where your home currency stretches further. That alone can be the difference between a five-day trip and a ten-day one.
This is where a little strategy goes a long way. Set up fare alerts on Hopper so you get notified when prices drop on your route. Use Google Flights or Skyscanner to compare across airlines and dates. Fly midweek and book one to six months in advance for the best prices.
Here’s a hack you probably haven’t tried: open-jaw flights. That means you fly into one city and out of another — no backtracking, no wasted travel days and potentially lower fares. It’s one of the smartest ways to maximize a route with multiple stops on a budget.
For accommodations, skip the “solo traveler tax” that comes with booking a full hotel room for one person. Hostels — including private hostel rooms — offer great security and built-in community, which is a huge bonus when you’re traveling alone.
Break your trip budget into categories: flights, accommodation, food and activities. Book flights first, then lock in your stay. Leave activities and tours flexible so you can grab local deals once you’re there.
Stay in central, walkable neighborhoods. It saves on transportation and makes getting around safely at night much easier.
Travel credit cards and loyalty programs can also unlock free stays, upgrades and lounge access — worth looking into before your trip.
Experienced solo traveler Kamaron McNair shared this money tip with CNBC: “When I’m on a trip, I try to rely on cash, for several reasons. It helps me stay on budget, because I see my money disappear in real time instead of having to log on and check my account. I’ve found that I often pay a better price when paying cash in the local currency than when using a card. It’s usually a small percentage difference, but it can add up with a few swipes. Debit and credit card accessibility may not be as ubiquitous as in the U.S.”
Travel insurance should be non-negotiable when you’re on your own — it’s one of the lowest-cost, highest-value purchases you’ll make. Beyond that, these steps cost nothing:
Solo travelers carry everything themselves, so make it manageable. Pack versatile, mix-and-match outfits and go carry-on only where possible. Less baggage means easier navigation of public transit, hostels and crowded streets — and it reduces the risk of theft.
Your first solo trip doesn’t need to be perfect. It just needs to happen.
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