Hong Kong Financial Authority – HKMCA Promotes “Sustainable Retirement Lifestyle” and Launches Premium Discount Offer

HKMC Annuity Limited (HKMCA), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited, introduced at this time (29 May) that, in response to Hong Kong’s ageing inhabitants and evolving retirement paradigms, the HKMCA will promote the “Sustainable Retirement Lifestyle” idea all through the second half of this yr.  To encourage the general public to make prudent monetary preparations for retirement, a limited-time premium low cost provide shall be launched on 1 June.

Achieving Dual Honours – Recognising the Commitment to Quality Service for the Silver-Aged

Following its receipt of the Investor and Financial Education Award from the Investor and Financial Education Council (IFEC) in 2023 and 2024, the HKMCA has been awarded the Silver Award within the Public/Professional Body and NGO Category in 2025, recognising the HKMCA’s sustained dedication to advancing public schooling.  Additionally, the HKMC Annuity Plan¹ (Plan) has been registered as a “Silver-Friendly Financial Product” by the Hong Kong Quality Assurance Agency, confirming that the Plan’s design and repair requirements meet the wants of the silver-aged neighborhood.  These accolades and certifications replicate the HKMCA’s steady efforts to advance retirement monetary planning and public schooling.

Promoting “Sustainable Retirement Lifestyle” in Response to Longevity Trends

With Hong Kong’s common life expectancy persevering with to rank among the many highest globally and retirement durations extending as much as a number of a long time, the HKMCA is selling the “Sustainable Retirement Lifestyle” idea within the second half of 2026.  The initiative goals to encourage the general public to proactively deal with longevity-related challenges and construct a retirement way of life that balances monetary safety, well being, social participation, and private worth adaptation publish retirement.  This idea is predicated on the multi-dimensional retirement planning framework for energetic ageing developed by the Research Centre for Gerontology and Family Studies (RCGFS) of the Hong Kong Polytechnic University.  The framework encompasses necessary dimensions together with well being, finance, social participation, household life, and long-term care, integrating educational rigour with sensible way of life software.  The HKMCA goals to empower the general public to handle longevity-related challenges successfully, improve retirement planning consciousness, and supply insights throughout six main dimensions, together with “Health, Diet, Housing, Mobility, Mind, and Finance”.  Supported by the RCGFS, this initiative is grounded in stable educational analysis and goals to encourage the general public to attain a satisfying and joyful retirement.

Professor Bai Xue, Director of the RCGFS and Non-Executive Director of the HKMCA, acknowledged, “A solid financial foundation serves as the ‘bedrock’ of retirement.  However, when facing a retirement that may span decades, a holistic lifestyle plan encompassing multiple dimensions is the true key to unlocking a ‘sustainable retirement’.  We are delighted to collaborate with the HKMCA to drive the ‘Sustainable Retirement Lifestyle’ concept and support the public in making comprehensive preparations for retirement through multi-dimensional planning.”

Mr Daniel Leong, Executive Director and Chief Executive Officer of the HKMCA, mentioned, “We extend our sincere gratitude to the RCGFS for its invaluable support in promoting the ‘Sustainable Retirement Lifestyle’ concept.  The research team’s professional insights and multi-dimensional framework on active ageing have provided us with a strong academic foundation, enhancing the vision and practicality of our outreach.  By integrating theories with real-life application, we aim to help the public plan their retirement more comprehensively, thereby realising a long-lasting, sustainable, and fulfilling life.”

Focusing on the Needs of the Silver-Aged Community and Promoting the Development of the Retirement Financial Planning Market

A current survey commissioned by the HKMCA signifies that some respondents are contemplating sojourning or settling exterior Hong Kong after retirement, with the Guangdong-Hong Kong-Macao Greater Bay Area (GBA) being the popular vacation spot.  In response to the rising demand for cross-boundary retirement options, the HKMCA will actively discover offering ancillary providers in monetary administration and healthcare help to facilitate Hong Kong residents pursuing retirement within the GBA.  Furthermore, the HKMCA will proceed to collaborate intently with the insurance coverage trade to additional broaden the distribution community of the Plan and promote additional growth of the native annuity market.

Limited-time Premium Discount Offer²

Schedule a gross sales appointment on or earlier than 31 August 2026 and efficiently apply for the Plan between 1 June and 30 September 2026 (each dates inclusive) to get pleasure from a 3% premium low cost on eligible insurance policies, topic to the eligibility necessities.  Interested events might go to the HKMCA web site (www.hkmca.hk) to schedule an appointment.  For enquiries, please contact the Customer Service Hotline at (852) 2512 5000.

 

HKMC Annuity Limited
29 May 2026
 

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¹ The Plan is a life insurance coverage product topic to phrases and circumstances and entails dangers. The data is for reference solely and meant to be used in Hong Kong solely.  It shall not be construed as a suggestion to promote, solicitation to buy or provision of any merchandise exterior Hong Kong by the HKMCA.  Please confer with the product brochure for detailed phrases and circumstances, dangers and necessary notes.

² Terms and circumstances apply.  Please confer with the HKMCA web site or promotional leaflet for particulars.