WhatsApp deepens fintech play with launch of invoice funds in India | Devices

Messaging big WhatsApp launched the invoice funds function native to the app in India on Thursday. 

The invoice funds function will permit customers of the platform to search out, handle and pay their family in addition to utility payments throughout the app, and will probably be powered by the Bharat Connect (Bharat Bill Payments System) community, the corporate stated.

 Users will be capable of pay payments throughout classes resembling electrical energy, gasoline, water, Fastags, insurance coverage, bank card and mortgage repayments, amongst others. It provides customers entry to 22,722 billers throughout 30 classes.

 The launch of invoice funds by WhatsApp in India comes at a time when the entity is already reside with India’s real-time funds system Unified Payments Interface (UPI), additional deepening its presence out there.

 

 The messaging app has over 850 million customers in India alone; its largest market on the earth.

 “For millions of Indians, WhatsApp is already the simplest way to stay close to family and friends, talk to businesses, access citizen services, and buy everything from metro tickets to insurance — all without leaving the app. With Bill payments, we’re bringing that same simplicity to one of the most routine tasks in every household. We want to make paying a bill on WhatsApp as effortless as sending a message, and help bring the convenience of digital payments to people across the remotest parts of the country,” stated Arun Srinivas, managing director and nation head, Meta (India).

 Users can use fee strategies resembling UPI, credit score and debit playing cards to settle their payments on-line.

 The firm stated it was progressively rolling out the service within the nation with full availability anticipated throughout iOS and Android within the coming weeks.

 WhatsApp clocked 167.89 million transactions price ₹12,957.07 crore in July, greater than doubling its transaction quantity from final 12 months.

 It is the eight largest UPI app by transaction quantity, forward of gamers resembling Cred and Amazon Pay.

 In July 2025, it processed 74.6 million transactions with a price of ₹5,412.58 crore, changing into the eleventh largest UPI app.

WhatsApp Pay first reached the 100 million transaction mark in December 2025.

 The progress within the messaging service’s funds volumes comes about 19 months after the National Payments Corporation of India eliminated restrictions on WhatsApp Pay’s consumer onboarding in December 2024.

 The apex retail funds physique granted WhatsApp approval in November 2020 to go reside on UPI beneath the multi-bank mannequin in a graded method, initially permitting it to onboard 20 million customers. The restrict was raised to 40 million in 2021 and subsequently to 100 million in 2022. In 2024, the restrictions on the variety of customers WhatsApp may onboard have been eliminated.