LifeStyle Loan | Credit Union of Denver

¹ Home Equity Line of Credit. Subject to credit score approval, not all debtors will qualify for the bottom fee. HELOCs have a 20-year time period; with a 10-year draw and 10-year compensation interval. Variable annual share fee (VAPR) will apply and relies on credit score worthiness at time of utility. Best fee is 0.50% [“Margin”] under Wall Street Journal Prime Rate “Index”] topic to the ground fee of 6.00% and ceiling fee of 18.00%. For instance, customary charges of 6.25% as much as 12.75% VAPR are present as of 09/01/2026. Rates are topic to alter. No closing prices usually, however an appraisal payment and/or title insurance coverage (approximate value $0 – $3,000) could also be required at member expense. Not accessible on refinance of present Credit Union of Denver (C·U·D) mortgage loans. Owner occupied, insured Colorado properties (property insurance coverage required) solely. C·U·D Membership Savings of $5 is required. HELOC Disclosure. HMDA Disclosures. Credit Union of Denver NMLS#417000.

² CLTV – Combined Loan to Value

³ Variable Annual Percentage Rate

⁴ Annual Percentage Rate

Not all borrowers will qualify for the lowest rate. Rates are current as of 09/01/2026